LIC ADO Salary and Job Profile, Probationary Period & Career Growth


LIC ADO Salary 2023: Life Insurance Corporation (LIC) is a leading Insurance company. It is a dream of many aspirants to work as an Apprentice Development Officer (ADO) in LIC. Candidates that are preparing to appear for the LIC ADO exam must have knowledge of LIC ADO salary. 

The Basic Pay of a LIC Apprentice Development Officer is ₹ 21,865/- per month along with allowances and additional benefits. In this article, we have provided all the relevant information regarding LIC Apprentice Development Officer salary structure, allowances, job profile, career growth, and other benefits that a candidate will receive after getting selected as an ADO in LIC.

LIC ADO Salary Structure 2023 (As Per 7th Pay Commission)

The table below shows the salary structure of LIC ADO as per the 7th pay commission. The basic pay scale of LIC ADO is given below:

PostYearPay ScaleSalary (In-hand)
Apprentice Development OfficerOn appointment₹ 21,865
After 2 years1340*2₹ 24,545
Next 2 years1580*2₹ 27,705
For the next 17 years1610*17₹ 55,075

LIC ADO Allowances

Along with the LIC ADO salary, appointed candidates also get some allowances of their basic pay.

  1. Dearness Allowance (DA): DA is revised every quarter based on the CPI (Consumer Price Index). This LIC AAO salary forms CPI 40% of the Basic Pay.
  2. House Rent Allowance (HRA): HRA can be 9%, 8%, or 7% of the basic pay depending on the location of the job.
  3. City Compensatory Allowance (CCA): CCA can be 4%, 3%, or 0% and it also depends on the location of posting.

LIC ADO Other Benefits

Apart from the allowance, a LIC ADO will also receive some other benefits. Have a look at the benefits listed below:

  • Gratuity
  • LTC
  • Group Insurance
  • Vehicle Advance
  • Mobile Handset
  • Attractive Performance Incentives
  • Pension Scheme
  • Medical Benefit
  • Accident Insurance
  • Reimbursement 
  • Supply of Dailies

LIC ADO Probationary Period

Candidates appointed as Apprentice Development Officer have to go through a probationary period of 1 year. This period can be extended by the authority while supervising the performance of the appointed candidate. During the probationary period, candidates will be paid equal to the basic pay of ₹21,865 per month. 

LIC ADO Job Profile

Once the candidate is appointed as LIC Apprentice Development Officer they have to perform certain duties. Following is the list of basic duties.

  • ADO is basically a sales administration job
  • Recruit suitable candidates for LIC agents
  • Required to train appointed LIC agents
  • Analyze the performance of each agent
  • Motivating to sell maximum LIC policies
  • Assigning target quota
  • Maintaining the integrity of sales as a whole
  • Need to work in both Rural and Urban areas

LIC ADO Career Growth

Candidates joined as Apprentice Development Officer will have great opportunities when it comes to promotion and career growth along with a prestigious LIC ADO salary and job profile. Look at the career growth hierarchy given below;


We hope that candidates have got the salary structure, job profile, career growth idea of LIC Apprentice Development Officer from this article. Download our Testbook App for the latest updates of upcoming exams, study material for the exam, and much more. For any queries or doubts feel free to leave a comment.

FAQ on LIC ADO Salary 2023

Q. What is the basic pay of LIC ADO?

Ans: The basic pay of LIC ADO is ₹ 21,865 per month.

Q. Are there any benefits other than allowances?

Ans: Yes, apart from the allowance there are some other benefits provided to the LIC ADO.

Q. What is the probationary period for LIC ADO?

Ans: The Probationary period for LIC ADO is 1 year.

Q. What is the Job profile of a LIC Apprentice Development Officer?

Ans: The LIC Apprentice Development Officer is mentioned in the above article.

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