Check the SBI PO Exam Pattern 2025 for prelims and mains here. The SBI PO Exam notification was released. Refer to the SBI PO syllabus 2025 for prelims and mains on this page. Check the updated Syllabus for effective preparation. Prepare for the exam based on the information provided regarding the pattern change. Read the article to learn about the revised exam pattern. For the SBI PO Syllabus PDF, we have included comprehensive material. Aspirants may effectively study for the test with the aid of the updated SBI PO Syllabus pdf in Hindi / English.
SSBI PO Syllabus 2025
Table of Contents
SBI PO Prelims Exam Pattern 2025
The SBI PO Prelims exam pattern 2025 is given below.
The SBI PO Prelims Exam is based on objective-type or multiple-choice questions.
There is a total of 100 questions.
The SBI Probationary Officer Prelims exam consists of three sections – English Language, Quantitative Aptitude, and Reasoning Ability section.
The time duration of the SBI Prelims exam is 1 hour. Each section carries 20 mins.
For each question for which a wrong answer has been given by the candidate, 1/4th of marks assigned to that question will be deducted as penalty
There will be category-wise merit list will be drawn based on the marks scored in the SBI PO Prelims exam. There will be no sectional cut-off for prelims.
SBI PO Prelims Exam Pattern 2025
Section
Number of Questions
Maximum Marks
Duration
English Language
40
100
20 mins
Quantitative Aptitude
30
20 mins
Reasoning Ability
30
20 mins
Total
100
100
60 mins
SBI PO Exam Pattern 2025 Mains
Here we have given the SBI PO mains pattern change details. As per the SBI PO mains pattern 2025.
Sectional cut-off is applicable for mains.
For each question for which a wrong answer has been given by the candidate, 1/4th of marks assigned to that question will be deducted as penalty.
SBI PO Mains Exam Pattern 2025
Sections
Number of Questions
Maximum Marks
Duration
Reasoning and Computer Aptitude
40
60
50 mins
English Language
40
20
40 mins
Data Analysis and Interpretation
30
60
45 mins
General Awareness / Economy/ Banking Knowledge
60
60
45 mins
Total
170
200
3 hours
Descriptive Test – Communication Skills
Email
(Compulsory, 1 out of 2 options)
15
30 minutes
Reports
(Compulsory, 1 out of 2 options)
15
Either of Situation Analysis or Precis Writing
1 of the 2
20
Total
3
50
30 minutes
Grand Total
250
3 hrs 30 minutes
SBI PO Syllabus 2025 for General Awareness/ Economy/ Banking Knowledge
Check the SBI PO mains syllabus for General Awareness/ Economy/ Banking Knowledge.
Current Affairs Banking Awareness Government Schemes & Policies Financial awareness Static GK such as Currencies & Capitals, Awards & Honors, Books and Authors, National Parks & Sanctuaries, etc.
Q: Is there any negative marking in the SBI PO exam?
Ans: There will be negative marks for wrong answers in the Objective tests. 1/4th of the mark assigned for the question will be deducted for each wrong answer
Q. How many sections are there in the SBI PO Mains Exam Pattern?
Ans: There are 5 sections in the SBI PO Mains Exam Pattern i.e. Data Interpretation & Analysis, Reasoning Ability, Computer Aptitude, General/ Economy/ Banking Awareness and English Language.
Q: How can I check the SBI PO new exam pattern?
We have updated the new patterns on this page for your reference.
NICL AO Previous year Paper PDF: NICL AO Registration Process is about to start from 2nd January 2024 as the notification has been released on 29th December 2023. Candidates who are willing to appear for the examination must start their preparation. The Previous year’s question papers play an important role in giving candidates a proper idea of the types of questions asked and the topic-wise weightage in the examination. So, we will provide you with the NICL AO Previous Year Question Papers in this website.
NICL AO Previous year Paper PDF Download Here: We have collected the Previous year Question Paper of the NICL AO Exam September 2013 National Insurance Company Limited recruitment examination of Administrative officers held on 08/09/2013
Familiarity with Exam Pattern: Previous year papers offer insight into the NICL AO exam structure, aiding candidates in understanding question distribution, sections, and overall pattern.
Content Prioritization: Analyzing past papers helps identify recurring themes and important topics, allowing candidates to prioritize their preparation based on the frequency of certain subjects.
Time Management: Practice with previous papers improves time-management skills, crucial for completing the exam within the allocated time frame.
Realistic Simulation: Solving actual past questions provides a realistic simulation of the exam environment, reducing anxiety and increasing confidence.
Identifying Weaknesses: Analyzing mistakes made in previous papers enables candidates to pinpoint weak areas, facilitating targeted and efficient study.
Strategic Preparation: Knowledge of past trends allows aspirants to strategize their study plan, focusing on areas with higher weightage and relevance to the exam.
Self-Assessment: Previous year papers serve as self-assessment tools, helping candidates gauge their readiness and track progress over time.
Enhanced Problem-Solving Skills: Regular practice with past papers sharpens problem-solving skills and acquaints candidates with diverse question formats.
Adaptation to Exam Conditions: Familiarity with the actual exam format reduces stress and increases adaptability, promoting a smoother test-taking experience.
Confidence Building: Successful completion of previous year papers boosts confidence, instilling a positive mindset crucial for success in the NICL AO Exam.
FAQ
Q. What is the full form of NICL exam?
Ans: The full form of NICL is National Insurance Company Limited.
Conclusion: We have provided the NIAL AO Previous Years Questions Papers with Answers to you. Now download these papers and start preparing for the NICL AO Exam. Stay Connected with Dream Big Institution for the latest exam updates and study materials| PDF | Notes.
The National Insurance Company Limited (NICL) releases the NICL AO Cut Off for Phase 1, Phase 2, and Hindi Officer examinations. The cut off is released on the official website of NICL at nationalinsurance.nic.co.in and it consists of category-wise, section-wise, and over all cut off marks that are determined by the authorities. Candidates who appear for the exam must obtain the cut off marks as it decides whether they are qualified for next stage or not. Check the NICL AO Previous Year Cut off marks below.
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NICL AO Cut Off 2025
This year, NICL is recruiting for 266 Administrative Officer Scale 1 in Generalist and Specialist Cadre and the selection process includes Phase 1, Phase 2, and Interview. The NIACL AO Cut Off 2025 will be officially announced for Prelims and Mains exam along with the result. The cut-off marks vary depending on factors such as the number of applicants, the difficulty level of the exam, and the category (General, OBC, SC, ST) of the candidate. Those who fail to obtain these marks will not be considered for final selection.
NICL AO Previous Year Cut Off Category wise
Data from the NICL AO previous year cut off category wise, is shown below. You can determine the level of competition by looking at category wise data from the NICL AO previous year cut off. You can also know how difficult the exam is going to be. Set your preparation standards by reviewing the category wise NICL AO previous year cut off data.
NICL AO Prelims Cut Off 2024 Category wise
We have posted the category wise NICL AO Prelims Cut Off 2024 data on this page for the online test.
Category
NICL AO Prelims Cut Off 2024 (Out of 100) – for Generalist Posts
UR
79.50
SC
74.50
ST
66.75
OBC
79.50
EWS
79.50
PWBD – A
69.75
PWBD – B
37.25
PWBD – C
61.25
PWBD – D & E
30.50
Here is the NICL AO sectional cut off 2024 for prelims:
NICL AO Prelims Sectional Cut Off 2024 (for Generalist Posts)
Category
English Language (out of 30)
Reasoning Ability (Out of 35)
Quantitative Aptitude (Out of 35)
SC, ST, OBC & PwBD
12.75
5.25
4.25
EWS & UR
16
10.50
8.25
NICL AO Mains Cut Off 2024 Category wise
Check the category wise NICL AO Mains Cut Off 2024.
Category
NICL AO Mains Cut Off 2024 for Generalist Posts (Out of 250)
UR
141
SC
128.25
ST
116.25
OBC
141
EWS
138
PWBD – A
157.50
PWBD – B
96.25
PWBD – C
120.75
PWBD – D & E
87.25
Here is the NICL AO sectional cut off 2024 for mains:
NICL AO Mains Sectional Cut Off 2024 (for Generalist Posts)
Category
English Language (out of 30)
General Awareness (Out of 50)
Reasoning Ability (Out of 50)
Computer Knowledge (Out of 50)
Quantitative Aptitude (Out of 50)
SC, ST, OBC, PwBD, EWS & UR
1
1
1
1
1
Here is the NICL AO descriptive test cut off 2024:
NICL AO Descriptive Test Sectional Cut Off 2024 (for Generalist Posts)
Category
Descriptive Test (out of 30)
SC, ST, OBC & PwBD
7.50
EWS & UR
10.50
NICL AO Previous Year Cut Off 2017: Prelims
Here is the NICL AO Previous Year Cut Off 2017 Category wise for the prelims exam.
Category
NICL AO Previous Year Cut Off 2017 Category wise for Prelims (Overall Cutoff)
UR
65.50
SC
57.25
ST
51.25
OBC
59.75
HI
26.50
OC
52.25
VI
55.50
Here is the NICL AO Previous Year Cut Off 2017 Section wise for the prelims exam.
NICL AO Previous Year Cut Off 2017 Section wise for Prelims (Sectional Cutoff)
Sections
UR
PWD (HI)
SC,ST,OBC,PWD (VI,OC)
English Language
9.75
5.75
7.00
Quantitative Aptitude
10.75
6.25
7.75
Reasoning Ability
16.00
9.75
12.00
NICL AO Previous Year Cut Off 2017: Mains
Here is the NICL AO Previous Year Cut Off 2017 Category wise for the mains exam.
Category
NICL AO Previous Year Cut Off 2017 Category wise for Mains (Overall Cutoff)
UR
99.25
OBC
88.25
SC
81.5
ST
72.25
HI
67.50
OC
75.45
VI
84.75
Here is the NICL AO Previous Year Cut Off 2017 Section wise for the mains exam.
NICL AO Previous Year Cut Off 2017 Section wise for Mains (Sectional Cutoff)
Section
UR
SC,ST,OBC,PWD
English Language
12.25
8.00
Reasoning Ability
20.50
16.75
Quantative Aptitiude
9.75
7.25
General Awareness
13.25
10
Here is the NICL AO Previous Year Cut Off 2017 Category wise for the mains descriptive paper.
Category
NICL AO Previous Year Cut Off 2017 Category wise for the Mains Descriptive Paper (Total 30)
UR
15
OBC
15
SC
13.5
ST
13.5
HI
13.5
OC
13.5
VI
13.5
FAQs
Q: What are the key factors that affect NICL AO Expected Cutoff 2025?
NICL AO expected Cut Off 2025 Category wise data is based on the vacancy, number of candidates appeared for exam in each shift, and the exam difficulty level in each shift.
Q: What is the advantage of the NICL AO previous year cut off?
You can know the competition level & exam toughness level by analyzing the NICL AO Previous Year Cut Off Category wise data.
Prime Minister and President of All Countries in The World
Every country in the world has different systems of government. Some countries follow a democratic form of government. On the other hand, some countries such as China, Russia, etc. follow communism. But, one thing that is among all countries is that there is one head of state. It can be a president or prime minister of the country.
Students need to know the names of Prime Ministers and Presidents of all countries in World 2025. It is so because questions are asked in the exam on this topic now and then.
This post can help you a lot if you also want to know the names of presidents and prime ministers of all countries 2025 PDF. In this article, we are going to list down the name of Prime Ministers and Presidents of all countries in the world in 2025.
The New India Assurance Company Limited (NIACL) has released the NIACL Apprentice Recruitment 2025 Notification for a total of 500 vacancies across various branches in India. This recruitment drive offers a great opportunity for young graduates looking to gain valuable work experience in the insurance sector. The online registration process began on 06 June 2025 and continues till 20 June 2025, while the online examination is scheduled for 26 June 2025. Selected candidates will receive a stipend of ₹9,000/- per month during the training period.
Table of Contents
NIACL Apprentice Recruitment 2025 Notification PDF Out
The official NIACL Apprentice Recruitment 2025 Notification PDF has been published on the company’s website, providing detailed information regarding eligibility criteria, selection process, exam pattern, stipend details and instructions for online application. Interested candidates are strongly advised to download and read the notification carefully before applying, and the last date to apply online is 26 June 2025. You can access the official PDF through the direct link provided below.
NIACL Apprentice recruitment has been initiated under the Apprentices Act, 1961, for the period of 01 year. Here, in the table below, is the summary of the NIACL Apprentices 2025 recruitment.
NIACL Apprentice Recruitment 2025
Organisation
The New India Assurance Company Limited (NIACL)
Exam
NIACL Apprentice 2025
Post
Apprentice
Vacancy
500
Application Dates
06 June to 20 June 2025
Educational Qualification
Graduation
Age Limit
21- 30 years
Application Fees
(₹800 or ₹600 or ₹400) + GST
Selection Process
Online Exam and Regional Language Test
Stipend
₹9,000/-
Period of Training
12 months
Official Website
www.newindia.co.in
NIACL Apprentice Recruitment 2025 Important Dates
The online application process for the NIACL Apprentice 2025 has commenced on 06 June 2025 and will remain open till 20 June 2025. Interested candidates are required to apply only through the online mode, as no other method of submission will be accepted. Candidates should ensure they meet all the eligibility conditions before applying, as incomplete or incorrect applications may be rejected.
NIACL Apprentice Recruitment 2025 Important Dates
Event
Important Date
Notification Release
06 June 2025
Application Process Starts
06 June 2025
Application Process Closes
20 June 2025
Exam Date
26 June 2025
NIACL Apprentice Recruitment 2025 Apply Online Link
Eligible candidates can now apply online for the NIACL Apprentice Recruitment 2025 through the official portal. The application window will remain open from 06th to 20th June 2025. To avoid last-minute issues, applicants should complete their registration well before the deadline. Use the direct link below to fill out the online application form quickly and securely.
A total of 500 apprentice positions are available across various states and union territories. These roles are not permanent jobs but training positions aimed at helping selected candidates understand the core operations and administrative functions within the insurance sector. The engagement will be for a duration of one year from the date of joining.
NIACL Apprentice 2025 Vacancy
State/ UT
Vacancy
ANDAMAN & NICOBAR ISLANDS
1
ANDHRA PRADESH
16
ARUNACHAL PRADESH
1
ASSAM
8
BIHAR
9
CHANDIGARH
24
CHHATTISGARH
7
DADRA & NAGAR HAVELI
1
DELHI
37
GOA
1
GUJARAT
33
HARYANA
5
HIMACHAL PRADESH
1
JAMMU & KASHMIR
1
JHARKHAND
4
KARNATAKA
21
KERALA
26
LAKSHADWEEP
1
MADHYA PRADESH
17
MAHARASHTRA
120
MANIPUR
1
MEGHALAYA
1
MIZOARAM
1
NAGALAND
1
ODISHA
11
PUDUCHERRY
1
PUNJAB
14
RAJASTHAN
19
SIKKIM
1
TAMIL NADU
43
TELANGANA
17
TRIPURA
1
UTTAR PRADESH
23
UTTARAKHAND
12
WEST BENGAL
20
TOTAL
500
NIACL Apprentice Eligibility Criteria 2025
To be considered for these apprenticeship roles, candidates must fulfil specific eligibility requirements:
Educational Qualification: Applicants should hold a graduate degree in any discipline from a recognized university or institution. There is no requirement for prior work experience, making it an excellent entry-level opportunity for fresh graduates.
Age Limit: Candidates must be between 21 to 30 years of age as on the cutoff date (to be notified in the official brochure). Age relaxation rules may apply for reserved categories as per government guidelines.
Language Proficiency: A unique requirement of this recruitment drive is that candidates must have working knowledge of the regional language of the State or Union Territory they are applying for. This is crucial as the role involves interaction with customers and local administrative staff.
NIACL Apprentice Recruitment Application Fee
Candidates applying for the NIACL Apprentice 2025 recruitment will need to pay an application fee based on their category. For General and OBC candidates, the fee is Rs. 800 plus 18% GST, bringing the total to Rs. 944. All women candidates, as well as those from the SC/ST categories, are required to pay Rs. 600 plus GST, totalling Rs. 708. For PwBD candidates, the application fee is lower, fixed at Rs. 400 plus GST, amounting to Rs. 472. The fee must be paid online during the application process, and failure to do so will lead to disqualification from the recruitment process.
Application Fees
Category
Fee
General/OBC
₹800 + GST
₹944/-
Women/ SC/ ST
₹600 + GST
₹708/-
PwBD
₹400 + GST
₹472/-
NIACL Apprentice 2025 Selection Process
The selection process for the NIACL Apprentice 2025 recruitment is designed to assess the candidates’ aptitude and regional communication skills. Applicants who successfully submit their online forms along with the required fees will first have to appear for an Online Written Test, which will be objective in nature. Those who qualify the written stage will then move on to the Regional Language Test, which ensures the candidate’s fluency in the local language of the respective region. Final selection will be based on performance in both stages and subject to document verification.
NIACL Apprentice Exam Pattern
The NIACL Apprentice Exam consists of four sections, carrying equal weightage. The paper is set for a total of 100 marks, and the duration of the exam is 60 minutes. The test aims to evaluate a candidate’s general knowledge, communication skills, logical reasoning, and basic computer literacy, all of which are essential for an apprentice in the insurance sector. The sections include:
General/Financial Awareness- 25 questions, 25 marks (in English/Hindi)
General English- 25 questions, 25 marks (in English only)
Quantitative and Reasoning Aptitude- 25 questions, 25 marks (in English/Hindi)
Computer Knowledge- 25 questions, 25 marks (in English/Hindi)
NIACL Apprentice Stipend
Under the NIACL Apprentice 2025 program, selected candidates will get a fixed monthly stipend of Rs. 9,000. This amount will be given every month and no extra financial or non-financial benefits will be provided during the training period. The stipend will be credited to the apprentice’s bank account by the 10th of the next month. If an apprentice takes leave with proper permission, there will be no cut in the stipend. If someone is absent without approval, the stipend will be reduced based on the number of days missed. Apprentices will not get benefits like PF, medical help, or insurance, and the company will not pay any such contributions.
The PNB SO Recruitment 2025 Notification has been released for 350 vacancies across various specialist officer posts. The online application process has started, and interested candidates can apply until 24 March 2025. The selection will be based on an online test and/or personal interview, depending on the number of applications received. This is a great opportunity for banking aspirants to secure a position in Punjab National Bank.
Punjab National Bank SO Recruitment
PNB SO Recruitment 2025 Notification Out
The PNB SO Recruitment 2025 offers a promising career for banking aspirants looking for specialized roles. With 350 vacancies across different domains, such as credit, IT, data science, and cybersecurity, candidates have multiple options to apply as per their expertise. As mentioned in the Notification PDF, the online exam is expected to be conducted in April/May 2025. The Punjab National Bank Recruitment Notification outlines the eligibility criteria, vacancies, selection processes, exam patterns, and other important details.
The PNB SO 2025 Recruitment drive presents an excellent opportunity for candidates seeking a career in the banking sector, especially in specialized fields such as credit, industry, IT, data science, and cybersecurity. Candidates must ensure they meet the eligibility criteria before applying.
Punjab National Bank has released the official schedule for the PNB SO Recruitment 2025. The online application process will continue till 24 March 2025.
PNB SO Recruitment 2025 Important Dates
Event
Date
Opening for Online Registration
03 March 2025
Closing for Online Registration
24 March 2025
Online Exam
April/May 2025
PNB SO Recruitment 2025 Apply Online Link
The online application link for Punjab National Bank Recruitment 2025 has been activated, and interested candidates can apply directly through the official website. To make the process easier, we have provided the direct link to apply online below. Click on the link, complete the registration, fill out the form, upload documents, and pay the application fee before 24 March 2025.
Candidates can apply online for Punjab National Bank Recruitment by following these steps:
Visit the official website of Punjab National Bank (www.pnbindia.in).
Click on the ‘Recruitment’ section and select ‘PNB SO Recruitment 2025’.
Register with a valid email ID and phone number.
Fill out the application form with accurate details.
Upload required documents, including passport-size photograph, signature, and relevant certificates.
Pay the application fee online and submit the form.
Download and take a printout of the application form for future reference.
PNB SO Vacancy 2025
Punjab National Bank has announced 350 vacancies for various Specialist Officer posts. The distribution of vacancies across different posts is as follows:
PNB SO Vacancy 2025
Post
Grade
Vacancy
Officer-Credit
JMGS-I
250
Officer-Industry
JMGS-I
75
Manager-IT
MMGS-II
05
Senior Manager-IT
MMGS-III
05
Manager-Data Scientist
MMGS-II
03
Senior Manager Data Scientist
MMGS-III
02
Manager-Cyber Security
MMGS-II
05
Senior Manager Cyber Security
MMGS-III
05
Total
350
PNB SO Eligibility Criteria 2025
To apply for PNB SO Recruitment 2025, candidates must meet the educational qualification, work experience and age limit criteria as specified for each post. The eligibility requirements vary depending on the specialist officer role, including fields such as Credit, IT, Data Science, and Cyber Security. Candidates should carefully review the below section before applying.
PNB SO Educational Qualification & Experience
The educational qualifications and required experience differ for each post. Generally, candidates must have a Bachelor’s Degree, Master’s Degree, or Professional Certifications in relevant fields such as Finance, IT, cybersecurity, and Data Science. Work experience is mandatory for certain positions, ranging from 2 to 5 years, based on the level of the post. A detailed table format of post-wise qualifications and experience is provided in the given table.
PNB SO Educational Qualification & Experience
Post
Educational Qualification
Experience
Officer-Credit
Chartered Accountant (CA) Or Cost Management Accountant-CMA (ICWA) Or Chartered Financial Analyst (CFA) from CFA Institute (USA) Or Full time MBA or Post Graduate Diploma in Management with specialization in Finance from any Institute/ College/ University recognized/ approved by Govt. bodies/ AICTE/ UGC with minimum 60% marks or equivalent grade
Nil
Officer-Industry
Full time degree in B.E./ B. Tech. in Civil/ Electrical/ Mechanical/ Textile/ Mining/ Chemical/ Production/ Metallurgy/ Electronics/ Electronics & Communication/ Electronics & Telecommunication/ Computer Science/ Information Technology with minimum 60% marks or equivalent grade
Nil
Manager-IT
Full time degree in B.E./ B.Tech in Computer Science/ Information Technology/ Information Science Or Full time M.C.A. with minimum 60% marks or equivalent grade
02 years
Senior Manager-IT
03 years
Manager-Data Scientist
Full time degree in B.E./ B. Tech. in Information Technology, Computer Science, Business and/ or Data Science with minimum 60% marks or equivalent grade
02 years
Senior Manager Data Scientist
03 years
Manager-Cyber Security
Full time degree in B.E./ B.Tech in Computer Science/ Information Technology/ Electronics and Communications Or Full time M.C.A. with minimum 60% marks or equivalent grade
03
Senior Manager Cyber Security
05
PNB SO Age Limit
The age limit for PNB SO 2025 varies according to the post. The minimum age is 21 years, while the upper age limit ranges from 30 to 38 years, depending on the grade and specialization. Age relaxation is provided as per government norms for SC/ST, OBC, PwBD, and other reserved categories. Candidates must ensure they meet the age criteria as of the specified cutoff date.
PNB SO Age Limit
Post
Minimum Age
Maximum Age
Officer-Credit
21 years
30 years
Officer-Industry
21 years
30 years
Manager-IT
25 years
35 years
Senior Manager-IT
27 years
38 years
Manager-Data Scientist
25 years
35 years
Senior Manager Data Scientist
27 years
38 years
Manager-Cyber Security
25 years
35 years
Senior Manager Cyber Security
27 years
38 years
Punjab National Bank SO Recruitment 2025 Application Fee
The application fee must be paid online using a debit card, credit card, net banking, or UPI. It is non-refundable, so candidates must ensure they meet all eligibility criteria before applying. Candidates need to pay the application fee as per their category while submitting the online application form. The fee details are as follows:
SC/ST/PwBD Category: ₹59/- (₹50 + 18% GST for postage charges)
All Other Categories: ₹1180/- (₹1000 + 18% GST)
PNB SO 2025 Selection Process
The selection process for PNB Specialist Officer Recruitment 2025 will be based on:
Online Written Test: Candidates will have to appear for an online examination covering topics such as Reasoning, English Language, Quantitative Aptitude, and Professional Knowledge related to their specialization.
Personal Interview: Based on the performance in the written test and the number of applications received, shortlisted candidates will be called for an interview.
Final Selection: The final merit list will be prepared based on the overall performance in the online test and interview.
For some posts, PNB may directly conduct Personal Interviews, depending on the number of applications received. Candidates should regularly check the official website for any updates on the selection process.
PNB SO 2025 Exam Pattern
The PNB SO 2025 Online Written Test will consist of objective-type questions covering Reasoning, English Language, Quantitative Aptitude, and Professional Knowledge related to the post applied for. Candidates who qualify in the written test will be called for the Personal Interview, which will be the final stage of selection.
PNB SO 2025 Exam Pattern
Parts
Section
No. of Qs.
Max. Marks
Duration
Part I
Reasoning
25
25
120 minutes
English Language
25
25
Quantitative Aptitude
50
50
Part II
Professional Knowledge
50
100
Total
150
200
2 hours
PNB SO Salary
The PNB SO Salary varies based on the post and grade. The pay scale for JMGS-I, MMGS-II, and MMGS-III levels includes a basic salary along with allowances like DA, HRA, CCA, and other benefits. Employees will also receive perks such as medical benefits, leave encashment, and performance-based incentives. A detailed breakdown of the post-wise salary structure is provided below
PNB SO 2025 Salary
Post
Grade
Pay Scale
Officer-Credit
JMGS-I
48480-2000/7-62480-2340/2-67160-2680/7-85920
Officer-Industry
JMGS-I
Manager-IT
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager-IT
MMGS-III
85920-2680/5-99320-2980/2-105280
Manager-Data Scientist
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager Data Scientist
MMGS-III
85920-2680/5-99320-2980/2-105280
Manager-Cyber Security
MMGS-II
64820-2340/1-67160-2680/10-93960
Senior Manager Cyber Security
MMGS-III
85920-2680/5-99320-2980/2-105280
FAQs
How many vacancies are announced for PNB SO Recruitment 2025?
PNB has released 350 vacancies for various Specialist Officer posts, including Officer-Credit, IT, Cyber Security, and Data Scientist roles.
What is the last date to apply for Punjab National Bank Recruitment 2025?
The last date to apply for Punjab National Bank Recruitment is 24 March 2025.
What is the selection process for PNB SO 2025?
The selection process includes an Online Written Test followed by a Personal Interview or only an Interview, depending on the number of applications received.
What is the application fee for PNB SO 2025?
SC/ST/PwBD candidates need to pay ₹59, while all other candidates must pay ₹1180 (including GST).
When will the PNB SO 2025 exam be conducted?
The PNB SO online exam (if required) is tentatively scheduled for April/May 2025.
How can I apply for PNB SO Recruitment 2025?
Candidates can apply online through the official PNB website before 24 March 2025. A direct application link is provided in the article.
Indian Overseas Bank announced the Indian Overseas Bank Apprentice Recruitment 2025 notification on 1 March 2025, inviting applications for 750 vacancies. Eligible candidates can apply online through the official website. This article provides key details about the Indian Overseas Bank Apprentice Recruitment 2025, including eligibility criteria, the application process, and other important information.
Indian Overseas Bank IOB Apprentice Recruitment 2025
Table of Contents
Indian Overseas Bank IOB Apprentice Recruitment 2025 Notification Out
Eligible candidates can apply online for the Indian Overseas Bank Apprentice Recruitment 2025 through the official portal starting from 1 March 2025. This recruitment drive offers a great opportunity for those looking to establish a career in the banking sector. Below, you will find the detailed notification and the application link for reference.
IOB Apprentice Recruitment 2025: Overview
This article presents a detailed overview of the Indian Overseas Bank Apprentice Recruitment 2025, highlighting all crucial details and important aspects of the selection process.
Indian Overseas Bank Apprentice 2025 Important Dates
The Indian Overseas Bank Apprentice Recruitment 2025 comes with important deadlines that candidates must keep in mind. The application process begins on 1st March 2025 and interested candidates should complete their submissions before the deadline. Below is the schedule of important events related to the recruitment process:
Activities
Dates
Opening Date of Online Application
01 March 2025
Closing Date of Online Application
09 March 2025
Payment of Application Fee
01 March 2025 to 12 March 2025
Online Examination Date (Tentative)
16 March 2025
Indian Overseas Bank Apply Online 2025 Link
Eligible candidates can submit their applications for the Indian Overseas Bank Apprentice Recruitment 2025 online between 1 March and 9 March 2025. To apply, they must visit the official website www.iob.in, navigate to the careers section, and click on “Apply Online” under the Engagement of Apprentices section. Alternatively, applications can also be submitted through www.bfsissc.com. It is important to note that applications submitted through any other mode will not be considered. For convenience, the direct application link is provided below.
Indian Overseas Bank Apprentice Recruitment 2025 Application Fee
The application/examination fee for Indian Overseas Bank Apprentice Recruitment 2025 must be paid online between 1 March to 12 March 2025. Only eligible candidates will receive an email from BFSI SSC for payment. The fee structure is as follows:
Category
Fee (₹)
GST (18%)
Total Fee (₹)
PwBD
400
72
472
Female / SC / ST
600
108
708
GEN / OBC / EWS
800
144
944
IOB Apprentice Vacancy 2025
The Indian Overseas Bank Apprentice Recruitment 2025 offers a total of 750 vacancies distributed across various states and union territories. The allocation includes 111 for SC, 34 for ST, 171 for OBC, 66 for EWS, and 368 for General category candidates. Additionally, 30 seats are reserved for Persons with Benchmark Disabilities (PWBD).
Category
Vacancies
SC
111
ST
34
OBC
171
EWS
66
UR (General)
368
Total
750
PWBD
30
Indian Overseas Bank Eligibility Criteria 2025
Candidates applying for the Indian Overseas Bank Apprentice Recruitment 2025 must meet the required eligibility criteria, including nationality, age limit, and educational qualifications. Before proceeding with the application, applicants should verify their eligibility. The detailed eligibility criteria are outlined below.
Criteria
Details
Nationality
Indian Citizen
Age Limit
20-28 years (General/EWS), NAPS: <34 years (as on 01.03.2025)
Qualification
Graduation from a recognized university
Nationality/Citizenship
Candidates applying for the Indian Overseas Bank Apprentice Recruitment 2025 must be citizens of India. Simply applying, being shortlisted, or appearing for document verification does not guarantee engagement with the bank. Additionally, no requests for changing the category under which a candidate has applied will be entertained.
Age Limit
The minimum age required is 20 years, while the maximum age limit is 28 years for General and EWS category candidates. Applicants must be born between 01.03.1997 and 01.03.2005 (both dates inclusive). Age relaxation for SC/ST/OBC/PwBD candidates will be provided as per Government of India guidelines. However, candidates registered under the National Apprenticeship Promotion Scheme (NAPS) should be less than 34 years as of 01.03.2025.
Educational Qualification
Candidates must hold a Graduation Degree in any discipline from a university recognized by the Government of India or possess an equivalent qualification recognized by the Central Government.
Indian Overseas Bank Apprentice 2025 Selection Process
The selection process for the Indian Overseas Bank Apprentice Recruitment 2025 includes multiple stages to assess candidates effectively. It begins with an online examination, which serves as the primary evaluation stage. Candidates who qualify for the online examination may have to appear for a local language test, depending on the requirements for their respective regions. Additionally, a personal interaction round may be conducted if necessary to further assess the candidates.
Indian Overseas Bank Apprentice 2025 Exam Pattern
The online written exam for the Indian Overseas Bank Apprentice Recruitment 2025 consists of four sections: General/Financial Awareness, General English, Quantitative & Reasoning Aptitude, and Computer or Subject Knowledge. The exam comprises 100 objective-type questions, each carrying one mark.
S.No
Section
No. of Questions
Marks
1
General/Financial Awareness
25
25
2
General English
25
25
3
Quantitative & Reasoning Aptitude
25
25
4
Computer or Subject Knowledge
25
25
Total-
100
100
Indian Overseas Bank Apprentice 2025 Salary
Candidates selected for the Indian Overseas Bank Apprentice positions will receive a fixed monthly stipend for one year, based on their posting location. However, they will not be eligible for any additional allowances or benefits. The stipend will be directly credited to their bank accounts, but deductions may apply in case of unauthorized leave. The stipend structure varies by location: ₹15,000 per month for metro cities, ₹12,000 per month for urban areas, and ₹10,000 per month for semi-urban and rural locations
FAQs
Q. How many vacancies are available in the IOB Apprentice Recruitment 2025?
Ans: A total of 750 vacancies have been announced for the Indian Overseas Bank Apprentice Recruitment 2025.
Q. What is the application start and end date for IOB Apprentice 2025?
Ans: The online application process starts on 1st March 2025 and ends on 9th March 2025.
Q. How can I apply for the Indian Overseas Bank Apprentice Recruitment 2025?
Ans: Candidates can apply online through the official website www.iob.in or directly via www.bfsissc.com under the “Engagement of Apprentices” section.
Q. What is the educational qualification required for IOB Apprentice Recruitment?
Ans: Candidates must have a Graduation Degree from a recognized university or any equivalent qualification recognized by the Government of India.
Q. What is the age limit for IOB Apprentice Recruitment 2025?
Ans: The age limit is 20-28 years for General and EWS candidates (as of 01.03.2025). Candidates registered under the National Apprenticeship Promotion Scheme (NAPS) must be less than 34 years old.
Union Budget 2025 highlights: Finance Minister Nirmala Sitharaman presented the Union budget for 2025-26 in the parliament on 1st Feb 2025. Read the complete details and highlight of Union budget 2025. Union Budget 2025 aims to initiate transformative reforms across six domains. During the next five years, these will augment our growth potential and global competitiveness. Read the Union Budget 2025 Highlights from the below article.
Taxation
Power Sector
Urban Development
Mining
Financial Sector
Regulatory Reforms
Budget Allocation by Sector:
Sector
Expenditure
Defence
4,91,732
Rural Development
2,66,817
Home Affairs
2,33,211
Agriculture and Allied Activities
1,71,432
Education
1,28,650
Health
98,311
Urban Development
96,311
IT & Telecom
95,298
Energy
81,174
Commerce & Industry
65,553
Social Welfare
60,052
Scientific Department
55,679
Economic
Investment-friendly index to be introduced to boost competition among states.
Revised fiscal deficit for FY 2025 set at 4.8%.
Capital expenditure to reach ₹10.18 lakh crore.
New Tax Regime: Latest Income Tax Slab (FY 2025–26)
The latest income tax slabs under the New Tax Regime for FY 2025–26 feature revised brackets designed to reduce the tax burden on middle-income earners. Here’s a simplified breakdown:
Nuclear Energy Mission: ₹20,000 crore for Small Modular Reactors (SMRs); 5 operational by 2033.
Clean Tech Manufacturing: Incentives for EV batteries, solar PV cells, and wind turbines.
Critical Minerals: Duty exemptions on cobalt, lithium-ion scrap, and 12 others to boost domestic production.
Nuclear Energy 100 gigawatts by 2047
Tourism & Export Promotion
50 Tourist Destinations: Upgrade via skill programs, homestay loans, and e-visa streamlining.
Export Promotion Mission: Joint initiative by Commerce, MSME, and Finance Ministries for credit access and cross-border support.
Reforms & Ease of Doing Business
FDI in Insurance: Limit raised to 100% for companies reinvesting premiums in India.
Jan Vishwas Bill 2.0: Decriminalizes 100+ legal provisions.
Regulatory Reforms: High-Level Committee to review non-financial sector licenses and certifications.
Extended Deadlines: Startup incorporation benefits extended till 1.4.2030; IFSC benefits till 31.3.2030.
Indirect Tax Measures
Customs Simplification: Reduced to 8 tariff rates; Social Welfare Surcharge exempted on 82 lines.
Import Flexibility: End-use period for inputs extended to 1 year; quarterly reporting instead of monthly.
Women’s Development
₹2 crore term loan for women and first-time entrepreneurs from SC/ST and backward classes.
Rural India
Nutritional support for over 8 crore children and 1 crore lactating mothers.
Make in India & Technology
National Manufacturing Mission to provide policy support and monitoring.
New clean technology manufacturing mission to be launched.
Nuclear Energy Mission to boost R&D efforts.
Jal Jeevan Mission extended until 2028.
Centre of Excellence in AI to be set up with an allocation of ₹500 crore.
25 additional capital goods to support EV battery manufacturing.
GK Questions with Answers on Union Budget 2025
The Union Budget is the yearly financial plan of the Indian government. It includes details about income, expenses, taxes and schemes for development. Here are some important GK questions with answers to help you understand the key highlights of this budget.
Q1. What is the total expenditure outlined in the Union Budget 2025-26? (a) ₹39,44,255 crore (b) ₹50,65,345 crore (c) ₹34,20,409 crore (d) ₹11,21,090 crore (e) ₹15,48,282 crore
Q2. Which of the following is the largest source of government revenue as per Budget 2025-26? (a) Corporation Tax (b) Income Tax (c) Borrowings & Other Liabilities (d) GST & Other Taxes (e) Customs Duty
Q3. What is the targeted fiscal deficit as a percentage of GDP for 2025-26? (a) 1.5% (b) 0.3% (c) 0.8% (d) 4.4% (e) 3.2%
Q4. What is the allocation for Defence in the 2025-26 budget? (a) ₹4,91,732 crore (b) ₹6,81,210.27 crore (c) ₹2,33,210.68 crore (d) ₹2,87,333.16 crore (e) ₹2,55,445.18 crore
Q5. Which ministry received the highest budget allocation for 2025-26? (a) Ministry of Defence (b) Ministry of Railways (c) Ministry of Finance (d) Ministry of Road Transport & Highways (e) Ministry of Home Affairs
Q6. What is the allocation for PM-KISAN scheme in the budget? (a) ₹86,000 crore (b) ₹74,626 crore (c) ₹67,000 crore (d) ₹63,500 crore (e) ₹41,250 crore
Q7. What percentage of the government’s revenue comes from Income Tax? (a) 17% (b) 22% (c) 18% (d) 24% (e) 20%
Q8. What is the total Revenue Receipts projected in the budget? (a) ₹28,37,409 crore (b) ₹34,20,409 crore (c) ₹583,000 crore (d) ₹16,44,936 crore (e) ₹50,65,345 crore
Q9. What is the allocation for the Education sector in 2025-26? (a) ₹98,311 crore (b) ₹96,777 crore (c) ₹1,28,650 crore (d) ₹2,66,817 crore (e) ₹5,48,649 crore
Q10. Which of the following represents the Revenue Deficit as a percentage of GDP? (a) 4.4% (b) 1.5% (c) 0.3% (d) 0.8% (e) 2.0%
Q11. What is the allocation for the Urban Challenge Fund in the budget? (a) ₹1.5 lakh crore (b) ₹1 lakh crore (c) ₹2 lakh crore (d) ₹50,000 crore (e) ₹75,000 crore
Q12. What is the total allocation for Transport Infrastructure in the budget? (a) ₹2,87,333.16 crore (b) ₹2,55,445.18 crore (c) ₹5,48,649 crore (d) ₹4,91,732 crore (e) ₹3,74,725 crore
Q13. What percentage of government expenditure goes to Interest Payments? (a) 16% (b) 18% (c) 20% (d) 22% (e) 24%
Q14. What is the allocation for Mahatma Gandhi NREGA in the budget? (a) ₹63,500 crore (b) ₹74,626 crore (c) ₹86,000 crore (d) ₹67,000 crore (e) ₹41,250 crore
Q15. What is the amount allocated for State Share of Taxes & Duties as a percentage of total expenditure? (a) 18% (b) 20% (c) 22% (d) 24% (e) 26%
Q16. How much is allocated for the Jal Jeevan Mission in the budget? (a) ₹86,000 crore (b) ₹67,000 crore (c) ₹74,626 crore (d) ₹63,500 crore (e) ₹19,000 crore
Q17. What is the total allocation for Major Subsidies (Food, Fertilizer, Petroleum) as a percentage of expenditure? (a) 4% (b) 6% (c) 8% (d) 10% (e) 12%
Q18. What is the allocation for the Ministry of Science & Technology? (a) ₹26,026.25 crore (b) ₹38,613.32 crore (c) ₹13,416.20 crore (d) ₹18,446.05 crore (e) ₹20,516.61 crore
Q19. What is the total Capital Receipts (including borrowings) in the budget? (a) ₹34,20,409 crore (b) ₹28,37,409 crore (c) ₹16,44,936 crore (d) ₹583,000 crore (e) ₹50,65,345 crore
Q20. What is the allocation for PM Awas Yojana (Grameen & Urban)? (a) ₹86,000 crore (b) ₹74,626 crore (c) ₹67,000 crore (d) ₹63,500 crore (e) ₹41,250 crore
Q21. What is the allocation for the Department of Space? (a) ₹13,416.20 crore (b) ₹26,026.25 crore (c) ₹38,613.32 crore (d) ₹18,446.05 crore (e) ₹20,516.61 crore
Q22. What is the total market borrowings projected in the budget? (a) ₹11,53,834 crore (b) ₹343,382 crore (c) ₹23,490 crore (d) ₹2,92,598 crore (e) ₹5,23,846 crore
Q23. What percentage of revenue comes from Corporation Tax? (a) 15% (b) 17% (c) 19% (d) 21% (e) 23%
Q24. What is the allocation for healthcare in the budget? (a) ₹96,777 crore (b) ₹98,311 crore (c) ₹1,28,650 crore (d) ₹2,66,817 crore (e) ₹5,48,649 crore
Q25. What is the total transfer to States & UTs in the budget? (a) ₹14,22,444 crore (b) ₹25,01,284 crore (c) ₹1,32,767 crore (d) ₹541,850 crore (e) ₹3,74,725 crore
Q26. What is the Primary Deficit as a percentage of GDP in the budget? (a) 4.4% (b) 1.5% (c) 0.3% (d) 0.8% (e) 2.0%
Q27. What is the allocation for POSHAN 2.0 (Nutrition Mission)? (a) ₹9,406 crore (b) ₹21,960 crore (c) ₹9,652 crore (d) ₹13,560 crore (e) ₹7,500 crore
Q28. What is the total allocation for the Ministry of Home Affairs? (a) ₹2,33,210.68 crore (b) ₹2,55,445.18 crore (c) ₹2,87,333.16 crore (d) ₹1,90,405.53 crore (e) ₹1,61,965.21 crore
Q29. What percentage of the government’s revenue comes from Non-Tax Receipts? (a) 5% (b) 7% (c) 9% (d) 11% (e) 13%
Q30. What is the allocation for PM Schools for Rising India (PM SHRI)? (a) ₹13,560 crore (b) ₹9,406 crore (c) ₹7,500 crore (d) ₹21,960 crore (e) ₹9,652 crore
Q31. What is the total allocation for Production Linked Incentive (PLI) Schemes? (a) ₹2,445 crore (b) ₹19,000 crore (c) ₹9,406 crore (d) ₹7,500 crore (e) ₹13,560 crore
Q32. What is the budget allocation for the Ministry of Electronics & IT? (a) ₹38,613.32 crore (b) ₹26,026.25 crore (c) ₹18,446.05 crore (d) ₹13,416.20 crore (e) ₹20,516.61 crore
Q33. What is the allocation for food subsidies in the budget? (a) ₹167,887 crore (b) ₹203,420 crore (c) ₹12,100 crore (d) ₹2,76,618 crore (e) ₹1,28,650 crore
Q34. What is the total allocation for Samagra Shiksha? (a) ₹7,500 crore (b) ₹41,250 crore (c) ₹13,560 crore (d) ₹9,406 crore (e) ₹21,960 crore
Q35. What is the budget allocation for the Ministry of Women & Child Development? (a) ₹20,516.61 crore (b) ₹26,889.69 crore (c) ₹18,446.05 crore (d) ₹13,416.20 crore (e) ₹38,613.32 crore
Q36. What is the total allocation for PM Gram Sadak Yojana? (a) ₹67,000 crore (b) ₹19,000 crore (c) ₹13,560 crore (d) ₹9,406 crore (e) ₹21,960 crore
Q37. What is the allocation for Ayushman Bharat – PMJAY? (a) ₹21,960 crore (b) ₹13,560 crore (c) ₹9,406 crore (d) ₹7,500 crore (e) ₹19,000 crore
Q38. What is the total allocation for Social Assistance Programs? (a) ₹7,500 crore (b) ₹9,652 crore (c) ₹13,560 crore (d) ₹21,960 crore (e) ₹9,406 crore
Q39. What is the allocation for the Ministry of Power? (a) ₹21,847.00 crore (b) ₹26,026.25 crore (c) ₹18,446.05 crore (d) ₹13,416.20 crore (e) ₹20,516.61 crore
Q40. What is the budget allocation for the Ministry of Ports, Shipping & Waterways? (a) ₹5,850.37 crore (b) ₹3,470.58 crore (c) ₹13,416.20 crore (d) ₹20,516.61 crore (e) ₹18,446.05 crore
Q41. What is the allocation for the Ministry of Agriculture & Farmers Welfare? (a) ₹1,37,756.55 crore (b) ₹1,61,965.21 crore (c) ₹1,90,405.53 crore (d) ₹99,858.56 crore (e) ₹96,777.00 crore
Q42. What is the total fertilizer subsidy allocation in the budget? (a) ₹203,420 crore (b) ₹167,887 crore (c) ₹12,100 crore (d) ₹86,000 crore (e) ₹63,500 crore
Q43. What is the Effective Revenue Deficit as a percentage of GDP? (a) 4.4% (b) 1.5% (c) 0.3% (d) 0.8% (e) 2.0%
Q44. What percentage of expenditure is allocated to Central Sector Schemes (excluding Defence & Major Subsidies)? (a) 12% (b) 14% (c) 16% (d) 18% (e) 20%
Q45. What is the allocation for Skill Development & Apprenticeships? (a) ₹7,500 crore (b) ₹13,560 crore (c) ₹9,406 crore (d) ₹21,960 crore (e) ₹41,250 crore
Q46. What is the total allocation for the Ministry of External Affairs? (a) ₹5,850.37 crore (b) ₹20,516.61 crore (c) ₹18,446.05 crore (d) ₹26,026.25 crore (e) ₹13,416.20 crore
Q47. What percentage of revenue comes from Customs Duty? (a) 2% (b) 3% (c) 4% (d) 5% (e) 6%
Q48. What is the total allocation for the Ministry of Law & Justice? (a) ₹5,850.37 crore (b) ₹3,470.58 crore (c) ₹13,416.20 crore (d) ₹20,516.61 crore (e) ₹18,446.05 crore
Q49. What is the allocation for petroleum subsidies? (a) ₹203,420 crore (b) ₹167,887 crore (c) ₹12,100 crore (d) ₹86,000 crore (e) ₹63,500 crore
Q50. What is the total Finance Commission & Other Transfers as a percentage of expenditure? (a) 6% (b) 8% (c) 10% (d) 12% (e) 14%
Q51. What is the allocation for the Ministry of Health & Family Welfare? (a) ₹99,858.56 crore (b) ₹96,777.00 crore (c) ₹1,28,650.05 crore (d) ₹26,889.69 crore (e) ₹38,613.32 crore
Q52. What is the total allocation for Securities against Small Savings? (a) ₹11,53,834 crore (b) ₹343,382 crore (c) ₹23,490 crore (d) ₹2,92,598 crore (e) ₹5,23,846 crore
Q53. What percentage of government expenditure goes to Pensions? (a) 2% (b) 4% (c) 6% (d) 8% (e) 10%
Q54. What is the total allocation for State Devolution? (a) ₹14,22,444 crore (b) ₹1,32,767 crore (c) ₹541,850 crore (d) ₹3,74,725 crore (e) ₹25,01,284 crore
Q55. What is the budget allocation for the Ministry of Rural Development? (a) ₹1,90,405.53 crore (b) ₹1,61,965.21 crore (c) ₹1,37,756.55 crore (d) ₹99,858.56 crore (e) ₹96,777.00 crore
Q56. What is the allocation for the Ministry of Commerce & Industry? (a) ₹18,446.05 crore (b) ₹26,026.25 crore (c) ₹20,516.61 crore (d) ₹13,416.20 crore (e) ₹38,613.32 crore
Q57. What is the total External Debt allocation in the budget? (a) ₹11,53,834 crore (b) ₹343,382 crore (c) ₹23,490 crore (d) ₹2,92,598 crore (e) ₹5,23,846 crore
Q58. What percentage of revenue comes from Union Excise Duties? (a) 3% (b) 4% (c) 5% (d) 6% (e) 7%
Q59. What is the allocation for Finance Commission Grants? (a) ₹14,22,444 crore (b) ₹1,32,767 crore (c) ₹541,850 crore (d) ₹3,74,725 crore (e) ₹25,01,284 crore
Q60. What is the total Effective Capital Expenditure in the budget? (a) ₹11,21,090 crore (b) ₹15,48,282 crore (c) ₹39,44,255 crore (d) ₹50,65,345 crore (e) ₹34,20,409 crore
Q61. What is the allocation for the Ministry of Chemicals & Fertilizers? (a) ₹1,61,965.21 crore (b) ₹1,37,756.55 crore (c) ₹99,858.56 crore (d) ₹96,777.00 crore (e) ₹1,90,405.53 crore
Q62. What percentage of revenue comes from Non-Debt Capital Receipts? (a) 1% (b) 2% (c) 3% (d) 4% (e) 5%
Q63. What is the total allocation for Centrally Sponsored Schemes as a percentage of expenditure? (a) 6% (b) 8% (c) 10% (d) 12% (e) 14%
Q64. What is the allocation for Non-Tax Revenue in the budget? (a) ₹28,37,409 crore (b) ₹583,000 crore (c) ₹16,44,936 crore (d) ₹34,20,409 crore (e) ₹50,65,345 crore
Q65. What is the total allocation for Other Grants & Loans to States? (a) ₹14,22,444 crore (b) ₹1,32,767 crore (c) ₹541,850 crore (d) ₹3,74,725 crore (e) ₹25,01,284 crore
Solutions:
Solutions: S1. Ans.(b) Sol. The total expenditure outlined in the Union Budget 2025-26 is ₹50,65,345 crore, which includes both revenue and capital expenditure.
S2. Ans.(c) Sol. Borrowings & Other Liabilities account for 24% of the government’s revenue, which is the largest source among all categories mentioned.
S3. Ans.(d) Sol. The fiscal deficit target for 2025-26 is set at 4.4% of GDP, amounting to ₹1,56,89,36 crore.
S4. Ans.(a) Sol. The Defence allocation in the budget is ₹4,91,732 crore under sector-wise allocation.
S5. Ans.(c) Sol. The Ministry of Finance received the highest allocation of ₹19,39,001.26 crore among all ministries.
S6. Ans.(d) Sol. The PM-KISAN scheme has been allocated ₹63,500 crore in the budget under Agriculture & Rural Development schemes.
S7. Ans.(b) Sol. Income Tax (including Securities Transaction Tax) contributes 22% to the government’s revenue.
S8. Ans.(b) Sol. The total Revenue Receipts projected in the budget is ₹34,20,409 crore.
S9. Ans.(c) Sol. The Education sector has been allocated ₹1,28,650 crore in the 2025-26 budget.
S10. Ans.(b) Sol. The Revenue Deficit is projected at 1.5% of GDP for 2025-26.
S11. Ans.(b) Sol. The Urban Challenge Fund allocates ₹1 lakh crore for redeveloping cities and water management.
S12. Ans.(c) Sol. The total allocation for Transport Infrastructure in the budget is ₹5,48,649 crore.
S13. Ans.(c) Sol. Interest Payments account for 20% of the government’s total expenditure.
S14. Ans.(c) Sol. The allocation for Mahatma Gandhi NREGA in the budget is ₹86,000 crore under Agriculture & Rural Development schemes.
S15. Ans.(c) Sol. State Share of Taxes & Duties accounts for 22% of the total expenditure.
S16. Ans.(b) Sol. The Jal Jeevan Mission has been allocated ₹67,000 crore in the budget.
S17. Ans.(b) Sol. Major Subsidies account for 6% of the total expenditure in the budget.
S18. Ans.(b) Sol. The Ministry of Science & Technology has been allocated ₹38,613.32 crore.
S19. Ans.(c) Sol. The total Capital Receipts (including borrowings) in the budget is ₹16,44,936 crore.
S20. Ans.(b) Sol. PM Awas Yojana (Grameen & Urban) has been allocated ₹74,626 crore.
S21. Ans.(a) Sol. The Department of Space has been allocated ₹13,416.20 crore.
S22. Ans.(a) Sol. The total market borrowings projected in the budget are ₹11,53,834 crore.
S23. Ans.(b) Sol. Corporation Tax contributes 17% to the government’s revenue.
S24. Ans.(b) Sol. The healthcare sector has been allocated ₹98,311 crore in the budget.
S25. Ans.(b) Sol. The total transfer to States & UTs is ₹25,01,284 crore.
S26. Ans.(d) Sol. The Primary Deficit is projected at 0.8% of GDP in the budget.
S27. Ans.(b) Sol. POSHAN 2.0 (Nutrition Mission) has been allocated ₹21,960 crore.
S28. Ans.(a) Sol. The Ministry of Home Affairs has been allocated ₹2,33,210.68 crore.
S29. Ans.(c) Sol. Non-Tax Receipts contribute 9% to the government’s revenue.
S30. Ans.(c) Sol. PM Schools for Rising India (PM SHRI) has been allocated ₹7,500 crore.
S31. Ans.(a) Sol. Production Linked Incentive (PLI) Schemes have been allocated ₹2,445 crore.
S32. Ans.(b) Sol. The Ministry of Electronics & IT has been allocated ₹26,026.25 crore.
S33. Ans.(b) Sol. Food subsidies have been allocated ₹203,420 crore in the budget.
S34. Ans.(b) Sol. Samagra Shiksha has been allocated ₹41,250 crore.
S35. Ans.(b) Sol. The Ministry of Women & Child Development has been allocated ₹26,889.69 crore.
S36. Ans.(b) Sol. PM Gram Sadak Yojana has been allocated ₹19,000 crore.
S37. Ans.(c) Sol. Ayushman Bharat – PMJAY has been allocated ₹9,406 crore.
S38. Ans.(b) Sol. Social Assistance Programs have been allocated ₹9,652 crore.
S39. Ans.(a) Sol. The Ministry of Power has been allocated ₹21,847.00 crore.
S40. Ans.(b) Sol. The Ministry of Ports, Shipping & Waterways has been allocated ₹3,470.58 crore.
S41. Ans.(a) Sol. The Ministry of Agriculture & Farmers Welfare has been allocated ₹1,37,756.55 crore.
S42. Ans.(b) Sol. The fertilizer subsidy allocation in the budget is ₹167,887 crore.
S43. Ans.(c) Sol. The Effective Revenue Deficit is projected at 0.3% of GDP.
S44. Ans.(c) Sol. Central Sector Schemes (excluding Defence & Major Subsidies) account for 16% of total expenditure.
S45. Ans.(b) Sol. Skill Development & Apprenticeships has been allocated ₹13,560 crore.
S46. Ans.(b) Sol. The Ministry of External Affairs has been allocated ₹20,516.61 crore.
S47. Ans.(c) Sol. Customs Duty contributes 4% to the government’s revenue.
S48. Ans.(a) Sol. The Ministry of Law & Justice has been allocated ₹5,850.37 crore.
S49. Ans.(c) Sol. Petroleum subsidies have been allocated ₹12,100 crore.
S50. Ans.(b) Sol. Finance Commission & Other Transfers account for 8% of total expenditure.
S51. Ans.(a) Sol. The Ministry of Health & Family Welfare has been allocated ₹99,858.56 crore.
S52. Ans.(b) Sol. The total allocation for Securities against Small Savings is ₹343,382 crore.
S53. Ans.(b) Sol. Pensions account for 4% of total government expenditure.
S54. Ans.(a) Sol. The total allocation for State Devolution is ₹14,22,444 crore.
S55. Ans.(a) Sol. The Ministry of Rural Development has been allocated ₹1,90,405.53 crore.
S56. Ans.(a) Sol. The Ministry of Commerce & Industry has been allocated ₹18,446.05 crore.
S57. Ans.(c) Sol. The total External Debt allocation in the budget is ₹23,490 crore.
S58. Ans.(c) Sol. Union Excise Duties contribute 5% to the government’s revenue.
S59. Ans.(b) Sol. Finance Commission Grants have been allocated ₹1,32,767 crore.
S60. Ans.(b) Sol. The total Effective Capital Expenditure in the budget is ₹15,48,282 crore.
S61. Ans.(a) Sol. The Ministry of Chemicals & Fertilizers has been allocated ₹1,61,965.21 crore.
S62. Ans.(a) Sol. Non-Debt Capital Receipts contribute 1% to the government’s revenue.
S63. Ans.(b) Sol. Centrally Sponsored Schemes account for 8% of total expenditure.
S64. Ans.(b) Sol. Non-Tax Revenue has been allocated ₹583,000 crore in the budget.
S65. Ans.(d) Sol. Other Grants & Loans to States have been allocated ₹3,74,725 crore.
India Ranking in Different Indexes 2054: If you are a banking aspirant then you must know the importance of the General Awareness section which carries 40 marks in most of the banking exams. One of the topics that are often asked in the exam is – India’s Rank In Various Index 2025 PDF. Approximately 2-3 questions are asked on this topic Index Current Affairs and you can easily fetch them by going through the India Rank In Various Index 2025 given below.
In this article, we are providing you with an updated list of different indexes which will be helpful in your exam preparation. Make sure you bookmark this page as we will be updating all the upcoming indexes on this page. Check Other Static GK Topic Wise Chapters
What Are Indexes?
Indexes refer to the rankings secured by different countries on different parameters. These indexes help us in a better understanding of two countries on the same parameters. Comparing the two countries becomes much easier with the help of these indexes.
India Ranking In Different Indexes 2025
Index Name
Released / Published by
India’s Rank
Topped By
The Global Firepower Index 2025
—
4th
1. United States (1st), 2. Russia (2nd), 3. China (3rd), 4. India (4th), 5. South Korea (5th)
Highest public pension wealth in 2025
Global SWF 2025
–
USA
Henley Passport Index 2025
85th
1st. Singapore 2nd. Japan 3rd. Finland, France, Germany, Spain, Italy, South Korea
The Brand Finance Global 500 report 2025
—
Tata Group $31.6 billion (Ranked 60th globally, AAA- rating).
Apple $574.5 billion (World’s most valuable brand, 11% growth).
Some Important Pointers
FAQs
What is the ranking of India in the Henley Passport Index 2024?
Ans. – India ranked 80th in the Henley Passport Index published by the International Air Transport Authority (IATA)
What country has the highest HDI?
According to UNDP’s Human Development Index of 2023-24, Switzerland has been ranked number one in the HDI.
Where is India ranked in GDP?
According to the World GDP Ranking 2024 list, India is the world’s fifth-largest economy. A higher GDP shows that the country is financially stable and expanding at a steady pace.
The SBI PO Cut Off is determined by various factors, including the difficulty level of the exam, the number of vacancies, and the performance of candidates. Analyzing the previous years cut-off marks can provide a clear indication of the score required to progress through different stages of the selection process. For instance, the cut-off marks for the preliminary and main exams have varied over the years, reflecting the competitive nature of the exam.
SBI PO Cut Off 2024
SBI PO Prelims Cut Off 2023
Check out the table below to get the detailed SBI PO Prelims Cut Off 2023. The Cut Off has been mentioned in a category-wise manner.
SBI PO Prelims Cut Off 2023
Category
Prelims Cut Off Marks
General/EWS/OBC
59.25
SC
53
ST
47.50
SBI PO Mains Cut Off 2023
SBI PO Mains Cut Off 2023, along with the interview qualifying marks has been made available. In this section, we have provided the category-wise cut-off marks after the SBI PO Mains Score Card 2023 was released on the official website.
SBI PO Mains Cut Off 2023
Category
Cut Off
GEN
70
SC
57.5
ST
57.5
OBC
62.25
EWS
70
LD
57.5
VI
57.5
HI
58
D & E
58.25
SBI PO Previous Year Cut Off
Aspirants preparing for SBI PO Exam need to carefully review the SBI PO Previous Year Cut-Off details, which will be beneficial in assessing the difficulty level of the paper and the competitive landscape. We have discussed the category-wise cut-off scores for the SBI PO exam. As the selection process involves a preliminary exam followed by mains and interviews, we have presented the cut-offs from the previous year for the given stages of the recruitment process.
BI PO Prelims Cut Off 2022
The SBI has just released the SBI PO Prelims Cut Off for 2022, and this information comes along with the SBI PO Result and SBI PO Prelims Score Card for 2022. They’ve shared the cut-off scores for different categories, and we have the updated details below, as declared by the State Bank of India (SBI).
SBI PO Prelims Cut Off 2022
Category
Cut-Off Marks
GEN
59.50
SC
52.50
ST
47.75
OBC
58.25
EWS
59.50
LD
46.25
VI
50.50
HI
21.50
D & E
–
SBI PO Mains Cut Off 2022
The SBI (State Bank of India) has posted the SBI PO Final Cut Off for 2023 on their official website, sbi.co.in. This cut-off is determined by how well candidates performed in the mains exam and the third phase, which includes interviews and group exercises. The board calculates this cut-off based on various factors to fill the announced job openings.
If candidates manage to meet the SBI PO Final Cut-Off for 2022, they will receive provisional allotments for the job. You can also find the SBI PO Mains/Final Cut Off for 2022 listed below, and this information is released alongside the SBI PO Mains Score Card for 2022.
SBI PO Mains Cut Off 2022
Category
SBI PO Cut-Off Marks
GEN
88.93
SC
73.83
ST
66.86
OBC
80.96
EWS
84.60
LD
80.45
VI
93.08
HI
63.10
D & E
63.25
SBI PO Prelims Cut Off 2021
SBI (State Bank of India) has just shared the SBI PO Prelims Cut Off for 2021, and they’ve released it along with the results and scorecards. You can find the cut-off scores for different categories below. Keep checking here for updates on the SBI PO Prelims 2021 cut-off marks.
SBI PO Prelims Cut Off 2021
Category
Cut-Off Marks
GEN
63
SC
54.75
ST
49. 25
OBC
61.25
EWS
62.75
SBI PO Mains Cut Off 2021
The SBI (State Bank of India) has officially released the category-wise SBI PO Mains cut-off marks. These cut-off marks are used to select candidates for the Group Exercise and Interview round. They have also provided this information alongside the SBI PO Score Card.
Category
Cut-Off Marks (Out of 250)
GEN
94.85
SC
77.32
ST
75.01
OBC
86.54
EWS
90.01
LD
75.35
VI
97.72
HI
75.77
D & E
75.17
SBI PO Final Cut Off 2021
Check out the final cut-off scores for the SBI PO 2021 exam. We’ve listed the scores for each category, based on the information given by the State Bank of India (SBI).
Category
Cut-Off Marks (Normalised to 100)
GEN
53.40
SC
44.93
ST
41.55
OBC
47.41
EWS
47.94
LD
41.64
VI
49.93
HI
41.59
D & E
33.16
SBI PO 2021 Interview Qualifying Marks
SBI has shared the qualifying marks for the SBI PO 2021 Interview, which took place in February 2022 at SBI centers. Below, you’ll find these marks categorized by different groups.
Category
Cut-Off Marks (Out of 50)
GEN
20
SC
17.50
ST
17.50
OBC
17.50
EWS
20
LD
17.50
VI
17.50
HI
17.50
D & E
17.50
SBI PO Prelims Cut Off 2020
The preliminary exam for SBI PO was held on January 4th, 5th, and 6th, 2020. Now, all candidates can see the cut-off scores for the SBI PO 2020-21 Prelims exam in the table below. Let’s take a look at the cut-off marks categorized by different groups.
SBI PO Cut Off 2020-21
Category
Cut-Off Marks
GEN
58.5
SC
50
ST
43.75
OBC
56
EWS
56.75
SBI PO Mains Cut Off 2020
The SBI PO 2020-21 Mains exam took place on January 29, 2021. Below, you’ll find the cut-off marks for the mains exam categorized by different groups. These marks are used to select candidates for the Group Exercise and Interview rounds.
Category
Cut-Off Marks (Out of 250)
GEN
88.93
SC
73.83
ST
66.86
OBC
80.96
EWS
84.60
LD
80.45
VI
93.08
HI
63.10
D & E
63.25
SBI PO Final Cut Off 2020
Let’s take a look at the final cut-off marks for the SBI PO 2020-21 exam, categorized by different groups. These marks have been officially released by the State Bank of India (SBI).
Category
Cut-Off Marks (Normalised to 100)
GEN
51.23
SC
44.09
ST
41.87
OBC
45.09
EWS
45.35
LD
45.27
VI
51.55
HI
28.62
D & E
29.43
SBI PO 2020 Interview Qualifying Marks
SBI has provided the qualifying marks for the SBI PO 2020-21 Interview, which occurred in February-March 2021 at SBI centers. You can find these qualifying marks categorized by different groups below.
Category
Cut-Off Marks (Out of 50)
GEN
20
SC
17.50
ST
17.50
OBC
17.50
EWS
20
LD
17.50
VI
17.50
HI
17.50
D & E
17.50
SBI PO Prelims Cut Off 2019
Let’s check out the cut-off scores for the SBI PO Prelims exam from 2019, as provided by the State Bank of India (SBI).
Category
SBI PO Prelims Cut-Off 2019
GEN
71
SC
61.75
ST
54.75
OBC
68.25
EWS
68.25
SBI PO Mains Cut Off 2019
The SBI PO 2019 Mains exam took place on July 20, 2019. Below, you’ll find the cut-off marks for the mains exam categorized by different groups. These marks are used to select candidates for the Group Exercise and Interview rounds.
Category
Cut-Off Marks (Out of 250)
GEN
104.42
SC
82.50
ST
77.63
OBC
94.28
EWS
100.89
LD
86.51
VI
101.75
HI
75.36
D & E
75.14
SBI PO Final Cut Off 2019
Let’s take a look at the final cut-off marks for the SBI PO 2019 exam, categorized by different groups. These marks have been presented in an easy-to-understand table.
Category
Cut-Off Marks (Normalised to 100)
GEN
54.11
SC
45.74
ST
43.90
OBC
48.78
EWS
50.13
LD
47.11
VI
52.58
HI
35.29
D & E
33.37
SBI PO 2019 Cut Off for Group Exercise & Interview
Here are the qualifying marks categorized by different groups for shortlisting candidates for the Group Exercise and Interview.
Category
Cut-Off Marks (Out of 50)
GEN
20
SC
17.50
ST
17.50
OBC
17.50
EWS
20
LD
17.50
VI
17.50
HI
17.50
D & E
17.50
SBI PO Prelims Cut Off 2018
The State Bank of India (SBI) has shared the cut-off scores for the 2018 Prelims Exam of SBI PO. These cut-off scores are revealed after each phase of the exam is completed. Let’s take a look at the cut-off marks for the SBI PO Prelims 2018 Exam.
Category
SBI PO 2018 Cut-Off Marks
GEN
56.75
SC
54.25
ST
49.00
OH
45.25
VH
49.00
HI
14.75
SBI PO Final Cut Off Marks 2018
SBI (State Bank of India) has made available the final cut-off marks for the SBI PO 2018 Exam on November 3, 2018. Candidates can find these cut-off scores in the table below.
To be shortlisted for the Group Exercise and Interview (which includes both the Objective and Descriptive Test), candidates needed to secure a minimum of 250 marks.
Additionally, there are minimum qualifying marks that candidates must meet for the SBI PO 2018 Exam.
Category
Cut-Off Marks
SC
77.13
ST
75.01
OBC
86.42
GEN
93.10
LD
75.03
VI
88.91
HI
75.16
SBI PO Prelims 2017 Cut Off
The SBI PO exam cut-off is disclosed after each stage of the exam. Below, you’ll find the tables presenting the cut-off scores for the SBI PO 2017 Exam, which includes both the Preliminary and Mains Exam.
Category
QuantitativeAptitude
EnglishLanguage
ReasoningAbility
Cut Off Marks (GEN)
10.25
8.75
6.50
Cut Off Marks (OBC/SC/ST/PwD)
7.00
5.75
4.00
Category
GEN
OBC
SC
ST
OH
VI
HI
Marks
51.50
48.25
43.25
31.25
38.75
42.50
18.50
SBI PO 2017 Mains & Final Cut Off
Check below table for SBI PO 2017 Mains & Final Cut Off:
Objective Test
40
40
40
50
40
40
40
Descriptive Type Test (English Language)(Evaluated only for those candidates who have qualified in each level of the Objective Test)
17.5
17.5
17.5
20
17.5
17.5
17.5
Minimum marks to be secured to be shortlisted for GE-cum Interview (Objective + Descriptive Test)
62.5
62.5
79.5
89.25
62.5
88.09
62.5
Total : GE + Interview
18
18
18
20
18
18
18
Total marks secured by last ranked selected candidate(Out to 100)
38.95
28.88
40.83
46.59
37.24
46.11
32.95
Factors Affecting SBI PO Cut Off 2023
Several key factors will influence the SBI PO Cut Off 2023. These factors include:
Candidates’ Performance: How well candidates perform in the exam will play a significant role in determining the cut-off.
Number of Applicants: The total number of people who apply for the exam affects the competition, which can impact the cut-off.
Number of Vacancies: The available job openings also have an influence. If there are not many job openings, the cut-off score can be higher.
Previous Years’ Cut-Off Trends: Historical cut-off scores from previous years can provide insights into what to expect in terms of cut-offs.
Is the SBI PO cut-off released separately for Prelims & Mains?
Ans. Yes, SBI provides different cut-off marks for the SBI PO Prelims and Mains Exams. For more information on SBI PO Cut Off 2023 and the previous year’s cut-off, check out the above article.
When will the SBI PO 2024 notification be released?
The SBI PO 2024 notification will be released soon on its official website.
